Equipment financing covers your tools. Working capital covers everything else.
Equipment financing covers your C-arm, your angio suite, your surgical systems. But opening an Office-Based Lab or Ambulatory Surgery Center requires more than just equipment.
Payroll. Supplies. Leasehold improvements. Licensing fees. Insurance deposits. The gap between your first procedure and your first reimbursement check.
Trident Medical Finance helps physicians secure both equipment financing and working capital in a single streamlined process — so you open fully funded and ready to operate from day one.
| Category | Examples |
|---|---|
| Leasehold Improvements | Build-out, renovation, construction costs |
| Staffing & Payroll | Nurses, techs, front desk, billing staff during ramp-up |
| Medical Supplies & Inventory | Consumables, disposables, medications, contrast agents |
| Licensing & Accreditation | State licensing fees, Medicare enrollment, accreditation costs |
| Insurance & Deposits | Malpractice, facility insurance, utility deposits |
| Marketing & Patient Acquisition | Website, referral outreach, physician marketing |
| Technology & Software | EMR systems, billing software, scheduling platforms |
| Cash Reserve | Operating buffer for the first 3–6 months |
| Facility Type | Recommended Working Capital Reserve |
|---|---|
| Single-specialty OBL (vascular, pain, IR) | $150,000 – $400,000 |
| Cardiac / Cath Lab OBL | $300,000 – $600,000 |
| Single-specialty ASC | $250,000 – $500,000 |
| Multi-specialty ASC | $400,000 – $1,000,000+ |
| Hybrid OBL/ASC | $350,000 – $750,000 |
Whether you need $150,000 in working capital or $1,000,000+ to launch your OBL or ASC, Trident Medical Finance can help you structure the complete financing package — equipment and working capital together.